A security issued by a financial institution as a short-term source of funds, usu. with a fixed interest rate and maturity of one year or less. [Cases: Banks and Banking 152. C.J.S. Banks and Banking §§ 294–300, 370.]
negotiable certificate of deposit Read More »
negotiable certificate of deposit 流通存单 指商业银行根据美国联邦储备条例签发的单据，上面列明到期（一般为一年)时规定的利润(贴现)或利率。
negotiable certificate of deposit Read More »
A written instrument that (1) is signed by the maker or drawer, (2) includes an unconditional promise or order to pay a specified sum of money, (3) is payable on demand or at a definite time, and (4) is payable to order or to bearer. UCC § 3-104(a). — Also termed negotiable paper; negotiable note.
negotiable instrument Read More »
certificate of deposit. 1. A banker’s certificate acknowledging the receipt of money and promising to repay the depositor. 2. A bank document showing the existence of a time deposit, usu. one that pays interest. — Abbr. CD. [Cases: Banks and Banking 152. C.J.S. Banks and Banking §§ 294–300, 370.] negotiable certificate of deposit. A security
certificate of deposit Read More »
negotiable instrument. A written instrument that (1) is signed by the maker or drawer, (2) includes an unconditional promise or order to pay a specified sum of money, (3) is payable on demand or at a definite time, and (4) is payable to order or to bearer. UCC § 3-104(a). — Also termed negotiable paper;
negotiable instrument Read More »
The financial market for dealing in short-term negotiable instruments such as commercial paper, certificates of deposit, banker’s acceptances, and U.S. Treasury securities. See financial market.
commercial paper 商业票据 在商业交易中用于支付目的的各种短期流通票据〔short-term negotiable instruments〕，包括汇票〔bills of exchange; drafts〕、本票〔promissory notes〕、银行支票〔bank-checks〕、存款单〔certificates of deposit〕等。在英国指由着名公司发行的一种在15天至45天内支付的本票，并在货币市场上售给公众。在美国类似的工具称为最优商业票据〔prime commercial paper/p.c.p.〕，通常在4至12个月内支付，通过商业票据市场的经纪人出售。